Moms Top Tips To Consider When Buying A Home


It is one of the basic things that everyone needs and wants to have of their own. Nothing can be a more safe and relaxing place than home. During this Covid-19 outbreak having all family members stay at home as much as possible is the best to stay safe, healthy, and sane. 

The reality is that having your own home or buying a home does not take overnight. To acquire own home in the country, one needs to invest an initial down payment of not less the Five Thousand Pesos (Php5,000.00) and an estimated monthly mortgage affordability payment based on income. If, you are planning on buying a home here in the Philippines, sharing my top tips to consider when buying a home. These tips will surely help and guide you in purchasing the right real property.

Moms top tips to consider when buying a home

Size of Household and Budget

Family planning includes having your family’s shelter to stay and spend time together while creating memories of a lifetime. The size of the household and its pricing are things need to take into consideration to ensure that you are on the right track to buying a home. More space is great but makes sure that your choice of home will meet your family’s needs, lifestyle, and most importantly budget.

Location and Quality of Housing

Affordable housing is great; however, it must meet the basic standards of livability and the location also matters. Safe, family-friendly neighborhoods and access to schools, supermarkets, and other necessities are factors to consider when buying a home for your family. Also, take into consideration the quality of materials used in constructing the house and its built. A typhoon resilient house is recommended especially since disaster hits the country almost every month. 

Thinking about the location of your new home can be important, especially when searching for schools for your children. In order for them to receive the best education possible, be sure to properly do your research and perhaps have a read of Alpine Academy Utah reviews for some helpful information. Ensure you are setting your child up for success!

Property Title and Contract 

One of the steps in buying a home is to secure a clean title and contract for the property. Title and contract are legal documentation that includes specifics about the real property. Don’t get fooled. Ensure that the title of the property you are buying is authentic, clean, and with zero real estate taxes payable. How to make sure that a title is real? It should be printed by the Banko Sentral ng Pilipinas. Land Registration Association or LRA watermark should be visible once it is held up against a light. The quality of paper is similar to a bank check. Visit the Assessor’s Office to check and make sure that real estate taxes have been paid.

If buying from a developer, make sure to check these; mother title, contract, and its annexes and road right of way. Since most of the housing developers in the Philippines offer pre-selling properties, make sure to check the availability of the mother title. Read and understand thoroughly the contract to sell before signing. Feel free to seek help from a licensed real estate broker to explain the technical terminologies inside the deed of sale in a simpler way. Make sure to double-check or compute meticulously the payable, interest, and terms of payment.

Getting your own house isn’t easy, but if you know where to focus your money and efforts, you can have it the smart way. I hope that the tips I shared above help you to decide between buying a home.

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13 thoughts on “Moms Top Tips To Consider When Buying A Home

  1. Karen Joy Daban says:

    Thanks you for sharing tips.mommy dorry.This would help a lot.para sa mga gustong maginvest ng bahay..Soon I have in my own din..

  2. Antoniette Sanchez David says:

    Ganda nitong mga tips mo take down notes ko na lalo na big help sa mga gusto talaga bumili nh bahay at sakto soon makakabili din kami para maalala ko tong tips mo

  3. Mosaic Murals says:

    We were in the market to buy a house two years ago, we’re now waiting for the pandemic to be under control for us to start hunting again! Great tips, thank you so much.

  4. Kathy Kenny Ngo says:

    I believe that moms are the best when it comes to tips for houses because they are mostly the ones that maintain and run it. They’d know what we need to look out for.

  5. Jasmine Martin says:

    We just bought a home and these are some great tips. Another thing I’d recommend is making sure that certain things are included in the home like a fridge, stove, or even a washer and dryer if you don’t think you’ll have money to spend on those items if you don’t have them already.

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