Tag: tips on financing

Make the Best School Year Possible with Home Credit’s Sulit Study Laptops, Tablets

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With the new school year ahead, parents, especially moms, are taking charge of preparing everything their kids will need to equip them with essential tools this back-to-school season. However, as we embrace the era of modern learning, where technology has taken center stage in driving students’ education, providing them with the proper study devices is no longer a luxury but a necessity.

Luckily, getting these devices does not require breaking the bank, as Home Credit is the key to availing these gadgets in low monthly installment plans with 0% interest.

From budget-friendly laptops under PhP1,499 per month to ‘sulit’ study tablets for schooling below PhP999 per month, the leading consumer finance company offers a wide range of options you can choose from to provide your kids with an efficient partner this academic year. Some of these options include:

ASUS Ryzen 3 Laptop: A reliable learning companion

First on the list of value-for-money laptops below PhP1,499 per month is the ASUS Ryzen 3 Laptop. Equipped with an AMD Ryzen 3 processor complemented by 8GB of RAM, this ASUS laptop can easily handle everything without lags—whether it’s taking notes, conducting research, working on assignments and projects, or accessing learning platforms.

This device also comes packed with 256GB of storage to provide your kids with enough space to save their school files and necessary applications. Additionally, it boasts a 14-inch display and weighs only 1.60kg, making it an excellent choice for students who are always on the go. Continue reading →

The Ultimate Checklist: Essential Factors to Consider for Back-to-School Laptops

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In today’s technology-driven world, gadgets like laptops have become essential tools in empowering students in their education. From college to grade school, students now rely on these devices to research information, access digital learning materials, complete assignments, and activities, and even communicate with teachers and classmates.

This reality calls for a reliable and efficient partner that every student can use in their day-to-day needs, such as a versatile laptop that can multitask and handle demanding applications for school tasks. However, during this back-to-school season, parents and students have various options to choose from.

The good thing is that Home Credit, a leading consumer finance company, is here to guide you on your quest to find the perfect device for the upcoming school year. From features for usability to budget, here are the ‘wais’ things you should look for before purchasing a laptop.

Check its performance for everyday tasks

A laptop’s performance can affect a student’s overall productivity. Lags or slow response times can interfere with a student’s ability to work efficiently on school activities, assignments, and projects at a given time. For that reason, it is vital to have a high-performance or reliable laptop that can provide a smooth multitasking experience. 

Check if the device has a powerful processor and at least 8GB of RAM for better performance. Additionally, ensure it has the latest operating system for compatibility with modern applications and a good graphics card if school tasks require various editing software and more. Such features are built in a wide range of laptops, including Acer Aspire Vero Work Laptop, Asus TUF Gaming F15 Laptop, and Apple MacBook Air Gold 8GB RAM/256GB.

Ensure bigger storage for files, applications

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Can Your Home Make You Money? 6 Options To Consider

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Everyone needs some help with finances from time to time. Being able to find extra cash or generate income for times when money is tight and you need to pay for something out of the ordinary needn’t be as hard as you might think it is.

In fact, chances are you have money in your home that you might not even know about! While it might not be instant or easy money, your home can provide you with many different avenues to make some money and help you get cash without doing too much or taking on another job. 

Read on to find out how you can find money in your home without having to dive down the back of the sofa.

Declutter

Decluttering your home is a good way to determine how much money you are sitting on. If you have products or items around the house you no longer want or have use for, decluttering allows you to free up some space and make some money.

In the first instance, you need to separate your unwanted items into piles. You need a pile of items you can sell and make money from, items that aren’t really worth anything but still have some life left in them and can be donated, and items that need to be thrown away.

Once you have your piles, you can look at the different ways you can sell your unwanted items, be it selling jewelry and getting cash 4 gold, selling clothes and furniture online via social media marketplaces or pre-loved sites, or trading in mobile phones or electronics for cash or in part exchange for newer models.

Don’t forget; once you have decluttered, you need to remove the items from your home quickly to help you make some money, enjoy a home with fewer items, and live with less stuff.

Rent A Room

If you have a spare room in your home you are not using, you can rent out the space in a few different ways. If you are in a popular tourist area or location with many visitors for festivals, concerts, or events, you can rent out a room for visitors to your local area for a night or two during popular times of the year. Continue reading →

Reasons To Get Your Mom A Diamond

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Our moms are precious because they’ve been showering us with unconditional love and unwavering support. It’s no secret that diamonds are a girl’s best friend, and nothing says, ‘I love and appreciate you more than a diamond. Have you ever thought about getting your mom a dazzling diamond piece of jewelry? A diamond is a timeless symbol of love and appreciation, making it a perfect way to show your mom how much you care for her. Whether it’s a special milestone occasion like her birthday, anniversary, or Mother’s Day, a diamond can make it even more memorable.

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Fun Ways To Teach Kids Financial Literacy

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As parents, we want our children’s future to be happy and prosperous. We work hard and do our best to make a living for them to get a good education and a better life. Part of that good education is teaching them the value of money and how to make good financial decisions in a simple and meaningful way.

At what age is it appropriate for them to learn about the value of money? What are the simple and fun ways so they can understand it well and enjoy it while learning?

Starting at an early age is the wisest decision. Teaching them about money, financial concepts, and savings at an early age is beneficial. It can influence their spending and savings habits for a lifetime. They will remember and understand that money can make their future secure and stable future. If you think that teaching them about money at an early age is a difficult task and may find them boring, that was before because at this time there are many simple concepts, games, and other fun ways to teach our kids financial literacy.

As a mother, I’m always looking for easy and fun ways to teach my kids so they won’t find it boring. I am thankful for the latest technologies, financial literacy creators, websites, and app developers for creating such brilliant and fun tools that will be of help in introducing our kids to money, its value, and how to earn and spend wisely. Here are some great books, ways, business classes, and financial literacy games that you can reference to teach your little one all about money.

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