Category: FINANCE/BUSINESS

Cebuana Lhuillier: More Than Seven Decades [KJ1] of Uplifting Filipino Lives

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Since the first Cebuana Lhuillier pawnshop was opened in 1953 (previously known as Agencia Cebuana)[KJ2] , the company has continuously provided Filipinos with ease and comfort, especially when it comes to financial access. [KJ3] More than seven decades after, Cebuana Lhuillier, remains to be a household name in the country, as it has established a strong presence in Filipino lives as the leading microfinancial services provider.
By operating close to 3,500 branches nationwide, the company has successfully reshaped the financial landscape and elevated societal access to financial products and services in many ways possible.
Over the years, the company has strategically positioned itself at the intersection of financial and social impact, therefore transcending traditional business boundaries. It has redefined the role of a f[KJ4] inancial institution as it embraces a multifaceted mission that goes beyond conventional norms. At its very core, Cebuana Lhuillier consider microfinance as a social mission rather than a business of numbers, thereby assisting Filipinos in every step of their financial wellness journey.
Moreover, the company has also launched several[KJ5] corporate social responsibility (CSR) initiatives and specialized projects that uplift Filipinos, the company has shown its deepest intentions of helping Filipinos in the many facets of life. Aside from pushing financial wellness, Cebuana Lhuillier also advocates for education and champion sports development.
“We purposely continue to develop new products and services that we know will help uplift lives of Filipinos. We believe that our market is capable of making smart financial decisions if provided access to good products. Aside from that, we also champion education and sports as we believe that these are good tools for people to improve their lives”, says Jean Henri Lhuillier, Cebuana Lhuillier’s President and CEO.
A Proponent of Financial Wellness

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Mang Inasal Stores in Zamboanga Start Using Solar Panels

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Mang Inasal, the Philippines’ Grill Expert, kicks off its commitment to greater environmental sustainability with some of its stores installing solar panel-mounted rooftops.

“In support of Jollibee Group’s efforts to shift to renewable energy, Mang Inasal is taking initial steps towards environmental sustainability,” said Mang Inasal President Mike V. Castro. “And being a highly franchised brand, we are thankful that our franchisees back us up in this endeavor.”

As of December 2023, Mang Inasal has launched the use of solar panels in its Sindangan and Molave stores in Zamboanga.

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Commuting is More Fun and Cost-effective in the Long Term with Honda BeAT

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What with the demands of schoolwork, extra-curricular activities, school socials. Not to mention the need to maintain certain grade point averages. Aside from this, they still need to budget properly for transportation expenses every day. 

So, students need to get more creative in terms of getting to school while keeping within budget. One long-term, practical solution is getting a motorcycle. After all, having your own bike not only gives you the opportunity to better control your travel time but also control the long-term impact of rising transportation costs by public utility vehicles. 

While it’s true you will need to shell out cash, but the cost you can save from taking the jeep, bus, taxi or ride-sharing arrangements will be worth in the long run since the transportation costs will add up to a lot of money one way or the other. What’s more, you cannot control how fast you can get to school.  

But with all the makes and models available, choosing the best one for yourself – especially if you’re a student – can be a bit daunting. 

Honda Philippines, Inc. (HPI), the No.1 motorcycle manufacturer in the country, offers            The All-New BeAT. This bike will help Filipino students by providing an outstanding – and cost-effective – solution to the issues of everyday commuting. But what does this motorcycle have that makes it stand out among other bikes?  

Performance, performance, performance 

As a student, don’t you think you deserve the best performing motorcycle? The All-New BeAT promises just that. It’s powered by a 110cc, 4-Stroke, SOHC, Air-Cooled, ESP engine equipped with PGM-FI technology capable of generating 6.63kW of maximum power @ 7,500rpm, and 9.30Nm of maximum torque @ 6,000rpm and when combined with Honda’s Combi Brake System ensure that you not only get to your classes on time but safe and sound every day.  

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Make the Best School Year Possible with Home Credit’s Sulit Study Laptops, Tablets

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With the new school year ahead, parents, especially moms, are taking charge of preparing everything their kids will need to equip them with essential tools this back-to-school season. However, as we embrace the era of modern learning, where technology has taken center stage in driving students’ education, providing them with the proper study devices is no longer a luxury but a necessity.

Luckily, getting these devices does not require breaking the bank, as Home Credit is the key to availing these gadgets in low monthly installment plans with 0% interest.

From budget-friendly laptops under PhP1,499 per month to ‘sulit’ study tablets for schooling below PhP999 per month, the leading consumer finance company offers a wide range of options you can choose from to provide your kids with an efficient partner this academic year. Some of these options include:

ASUS Ryzen 3 Laptop: A reliable learning companion

First on the list of value-for-money laptops below PhP1,499 per month is the ASUS Ryzen 3 Laptop. Equipped with an AMD Ryzen 3 processor complemented by 8GB of RAM, this ASUS laptop can easily handle everything without lags—whether it’s taking notes, conducting research, working on assignments and projects, or accessing learning platforms.

This device also comes packed with 256GB of storage to provide your kids with enough space to save their school files and necessary applications. Additionally, it boasts a 14-inch display and weighs only 1.60kg, making it an excellent choice for students who are always on the go. Continue reading →

5 Proven Strategies To Help Craft The Perfect Business Idea

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Anyone who has ever wanted to start a business has to start somewhere. Nobody simply conjured an idea and became a success overnight. Some people got success fairly quickly, but those examples are few and far between. When it comes to starting a business, you have to be creative and have your wits about you. Simply coming up with the right product or service can be tedious, but not impossible. 

People spend decades trying to come up with the best possible idea, and some struggle throughout. The wonderful thing is that there will always be something around the corner that can solve problems. It’s just a case of knowing what steps to take exactly. If you want to step into the world of business and create something wonderful of your own, here are a few ideas: 

Find The Right Gap In The Market 

This kind of thing really is the golden ticket. It’s much easier said than done. If we could go find the gap in the market to exploit, we would all be extremely successful. Once you have found a particular gap, you can begin working on something special. It is something you have to sit down and really think about, however, because there are so many different people all trying to do the same thing and finding things out every single day. 

Use Your Personal Skills And Experiences 

At the end of the day, there will be things that you are really good at and things that you have been through. One of the worst things you can do is choose a particular field that you have seen somebody excel in. You may feel as though you can replicate their success because it looks easy when they do it. You have to pick something that you care about, and that you are good at in order to reach success, however, because you will be bored of it or struggle throughout.  Continue reading →