Do you have your dream car already and is now free from the hassle of commuting going to work? Congratulations on a dream come true. Hopefully, it would be me next who is owning a car. I know you are excited now to drive your new car and have a road trip with your family and friends. Well, wait a minute, step on the car brake and stop, check if you already have done the following after acquiring your car. Have all these done are needed for you to drive freely, without worrying that you might get caught by the country’s enforcer and as a law-abiding citizen of the country.
What are these basic things responsible car owners need to do? These are vehicle registration at the Land Transportation Office and securing a car insurance Philippines. Now let me share some inputs on how to do these things.
May it is brand new or not, Land Transportation Officer will absolutely check is the vehicle you are running in the street is registered or not. To avoid penalties better register your vehicle at the Land Transportation Office. Actually, for a new car, mostly dealers process with the registration of vehicles but, it’s still best to be knowledgeable on the processing of registration and the necessary documents required. Here are the lists of documentary requirements for the car registration in the Land Transportation Office:
- Sales Invoice of the Vehicle (Original)
- Tax Identification Card/ID
- Original Certificate of Stock Reported (CSR)
- Original PNP-HPG MV Clearance Certificate
- Appropriate Insurance Certificate of Cover
- Result of Car Emission Testing
Once these documents are already complete, submit it all to the nearest Land Transportation Office in your area. The assigned evaluator will assess your submitted documents and compute the fees to be paid for the registration. Once you are done paying all the necessary fees and have the Official Receipt in your hand, proceed to the Releasing Counter to get your Certificate of Registration (CR), plates, and stickers. As what the famous saying goes, the early bird catches the worm, so it is best to be early in the LTO so that you will be on the first line and make this registration be done in one day.
That’s it for the vehicle registration. Can you now start the engine and drive your car in the street? Yes of course you can, but wait, there’s also an important thing that needs to be done which is to apply and have your car insurance policy.
Complete Car Insurance Policy
If car registration is a must, then having complete car insurance is needed as well. Why? Because it will be your vehicle safeguard just in case an unfortunate incident happens. In getting the right car insurance policy, these features and services are needed to consider.
- Personal Accident
- Access to Accredited Repair Shops
- Automobile Loss/Own Damage
- Third-Party Liability
- Protection from Natural Calamities
- Loss of use
- Protection against social events
- Optional valuable accessories protection
- Standard automobile accessories protection
Is your car insurance policy have these kinds of benefits? If yes, then you are on the right track. Make sure as well that you also know the entire process and steps in filing claims so that you will be able to claim and receive assistance.
Have a safe drive!