Our moms are precious because they’ve been showering us with unconditional love and unwavering support. It’s no secret that diamonds are a girl’s best friend, and nothing says, ‘I love and appreciate you more than a diamond. Have you ever thought about getting your mom a dazzling diamond piece of jewelry? A diamond is a timeless symbol of love and appreciation, making it a perfect way to show your mom how much you care for her. Whether it’s a special milestone occasion like her birthday, anniversary, or Mother’s Day, a diamond can make it even more memorable.
Leading life insurer Pru Life UK launches PRUHealth FamLove, a protection plan that shares the critical illness coverage to up to four family members in one policy, a first-of-its-kind product in the market. This is available for all Filipino families, including same-sex or common-law partners, parents, and adoptive children.
PRUHealth FamLove is a yearly renewable protection plan that provides long-term coverage until age 85 (applicable when the premium is continuously paid), against high treatment and hospitalization costs due to critical illness.
According to a 2019 study by Mercer Marsh Benefits*, critical illness cost in the Philippines is the second most expensive in South East Asia. Lung cancer treatment costs can lead up to Php 2.78 million, stroke is for Php 1.8 million, while a heart attack is for Php 980,000**.
Having critical illness protection is important as costs, including long-term medication and care, and even loss of income can be covered by the plan’s critical illness benefits through the System and Organ Function Insurance (SOFI) concept. This feature makes the product unique in the market as it provides coverage should any major organs require surgery, without the need to remember the long list of critical illnesses.
PRUHealth FamLove is flexible and easy to avail as it comes in different packages, with the option to choose how many family members will be covered from one (self) to three – mySelf, myPartner, myChild, myFamily, myParent – depending on what suits the family’s protection needs. Continue reading
Most people from around the world have been locked down for a very long time or are still on lockdown inside their house or apartment. This pandemic isn’t just changing the way we feel about our homes but it has a huge impact on property markets around the world, as well.
It is fairly clear that with business failures, job uncertainty, massive unemployment, and wage cuts, many people will be cautious about making investments amidst the recent outbreak and the recession.
In most historic recessions, financial experts prove that the property market has either remained largely resilient or was only impacted across certain real estate sectors. But once cities and states reopen, that would be a reasonable time to think about buying a real estate property.