3 Side Hustle Ways You Can Do To Earn and Save Up for College Tuition

Every parent wants the best for their children, especially when it comes to education. Why? Because of the belief that education is the most powerful investment in our children’s future. It can put them on a path towards good employment or a successful career in their chosen field.

In my country, the Philippines, sending kids to private schools is expensive. I paid monthly tuition of almost three thousand pesos (3,000.00) for my kindergarten. Above two thousand pesos (2,000.00 +) monthly tuition for my Junior High, because he availed the government subsidy amounting to almost eleven thousand pesos covered for one school year. If I’m going to compare this tuition fee to previous years, it increased to 50%. Looking forward to my kids’ college education, I guess it will become more expensive in the future because of the rising inflation we have. To figure out if how much amount I need to set aside per month, I used Education Savings Calculator  an easy partner in computing amount to save for college school expenses.  

Education savings concept. Coins in a glass jar for education money savings with a graduate doll. Personal financial planning for the future.

Use this calculator to figure out how much you will need to set aside monthly to pay for school when they are ready to go to college. Continue reading

Ensuring Your Family is Well-Taken Care of with MediCard

The global health crisis, for sure, has impacted us in various ways, whether financially, mentally, or physically. And yes, because of these uncertain times, we realized the significance of health for ourselves and our family. That is why prioritizing health is now considered a vital investment and not an option in today’s world.

However, from doctors’ fees, laboratory fees, room rates, medicine, and other outpatient costs, health care in the Philippines is generally costly for an average Filipino. A 2021 report published by the Philippines Statistics Authority (PSA) revealed that in 2020 alone, healthcare costs for each Filipino were at PhP8,216.42 a month.

For that reason, health cards are critical, now more than ever, to reduce costs while increasing the quality of care for you and your family. The good thing is that MediCard, a leading HMO in the Philippines, offers a wide range of healthcare plans.

Ensuring your and your loved ones’ health with MediCard

Continue reading

How to Avail Discounted E-vouchers from Lumina Official Shopee Store

Looking for a home to buy? Lumina Homes the affordable housing of Vista Land is a perfect choice.

Here are the five (5) simple steps to purchasing your Lumina home reservation discounted e-vouchers from Shopee:

Step 1. Follow and visit Lumina Homes official at www.shopee.ph/luminahomesofficial on Shopee Mall.

Step 2. Browse the highlighted or readily accessible e-vouchers for house and lot reservations. Use also this CODE: MSOLMN500 

Step 3. Learn more about your preferred Lumina house and lot model by reading the product description or clicking “Chat Seller.” Continue reading

Back to School Shopping The Frugal Ways

Hi, there mommies! I hope you have a fabulous day.

What’s keeping you busy these days?

I’m in the full week mode of preparation and working with so many things like family matters, office work,  tasks to be done as a content creator and back to school shopping especially that the start of school is getting near where face to face classes will be implemented. All these motherhood  things and blogger/content creator tasks that make me busy are beautiful for, it only means that an additional income. I’m so thankful for all the paid gigs and collaboration, the earnings are a big help to my family’s budget. 

While I’m making money, I feel the need to tighten the expenses now that prices of commodities and basic needs keep going up. About the upcoming school year and back to school shopping, there is no need to spend a fortune as long as you know and apply these few simple back to school shopping frugal ways. But if your budget is still not enough and you need to borrow, www.creditloan.com will help you. Creditloan.com is a trusted consumer-focused finance website that educates consumers on a wide range of personal finance matters and tools like financial calculators and many more.

Back to saving expenses for school shopping, here are the frugal ways that I’m talking about.

Take advantage of Back To School Sales

Stores, shopping malls and even online shops love sales themed promotion. That’s why you see sales like, Father’s Day Sale, Memorial Day Sales, Back to School Sales and other kinds of seasonal sales. So take advantage and grab this opportunity to shop for your kids’ school supplies needs. Continue reading

Realistic Steps to Start on Your Emergency Fund

Life is indeed full of surprises, and this includes unexpected expenses – from the sudden ticket selling of your fave musician to fixing your vehicle and taking your pet to the vet.
Having a ‘rainy-day’ fund is important, which is money specifically saved for unplanned expenses, gives you a safety
net so unplanned expenses won’t disrupt your budget or force you into debt.
The ideal rainy-day or emergency fund is usually at least three months worth of your expenses. This may seem like a lot of money, but here are small and practical ways to get started:

Track your expenses

Continue reading