Got a Love-Hate Relationship with Credit Cards? 3 Tips for Improving It

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Photo courtesy of Adam McGhee via Flickr | Download here

How’s your relationship with your credit cards? Is it often smooth-sailing and sometimes rocky—or is it the other way around?

A credit card is like your trusty BFF: it’s there when you need it. Simply take it out of your wallet, have it swiped, and sign the receipt. No sweat! You can take that expensive appliance or furniture home, all thanks to the convenience of paying with your plastic card.

As much as you have reasons to love your credit cards, you also hate them sometimes, especially when the credit card statement arrives. You dislike paying high-interest charges, penalty fees, and annual fees. Isn’t it frustrating when your credit card debts go out of control? It may get so bad that you considered letting them go. But then you realize—breaking up with your cards is painfully hard to do.

It’s tricky to own and use credit cards. Sometimes, you want to avoid them forever; other times, you can’t imagine life without them.

Tired of having a love-hate relationship with your credit cards? Here are three tips for improving your relationship with credit cards.

 

Tip #1: Choose a credit card wisely.

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Tips to Consider When Buying Musical Instrument

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Playing musical instruments is one of the coolest things to do. For the beginner, it’s important to have a musical instrument at home to be used for constant practice. If you are in plan of buying les paul studio available at Musicians Friend or any musical instruments of your choice, I have here tips to consider when buying musical instruments

#1 – Asks for a detailed description of the instrument you are going to buy.

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Three Reasons Culture Matters in the Workplace

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Companies today invest a great deal of time and money defining the mission and core set of values that define their workplace culture. This is no less true in the finance and accounting industry than any other. Have you ever wondered why they are willing to invest so much into something that many companies didn’t know about 50 years ago? There are three significant reasons that this trend is here to stay.

Defining the How

Every company has established metric results that must be achieved for success. This translates to every division, department, and employee and is reviewed anywhere from weekly to annually. By defining a set of values for everyone in the company to follow, a company defines the way those goals will be achieved. The mission states the overall goal of the company that everyone can contribute to. The metrics are the “what” while the values are the “how” and the mission is a common purpose. This provides clearer expectations for employees at every level in a company.

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How an Employee Monitoring App Can Save Thousands on Remote Workforce?

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A remote workforce is just that, distant. Meaning, it’s difficult to keep tabs on your field workers as there is a serious dearth of accurate means of tracking solutions. At least, that’s the problem I was running into. Most of my employees go out in the field, so it fell to the shoulders of my partner and accountant to keep an eye on everyone – taking their precious time away from other errands. Without an accurate GPS location tracking solution, my business partner was having a hard time holding the field workers accountable. The field employees were bound to register their time with the accountant as they were called multiple times during a day, once when they arrived at the client’s office or job site, and once when they are finished with the work. So that’s a lot of calls per day. Both business partner and bookkeeper spend half of their day taking calls left and right, and that was gravely affecting my ally’s productivity.

  • Quest For The Right Solution         

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Legal process of global shipping which increases the functional area of eBay

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Nowadays, online trading is a digital process which is currently dominating the world by its efficient features and performance. It facilitates so many offers to the customers who are all accessing this service through online. In the current world, online trading is a common thing to buy the desired product through online. The transactions of an amount for certain products are achieved through the PayPal service. At the present situation, there is so many an advanced technique has been implemented in the mobile application.

The mobile applications are directly interconnected with the service for purchasing the products with the help of internet connection. The people prefer mostly online shopping rather than the window shopping to buy certain products. As the technological development, every person is accessing the mobile application on their handheld system. The mobile applications are active on the platform of Android and the Internet operating system.

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10 Money Principles Kids Should Learn

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Every mom wants to see their children grow healthy, happy, and successful as well as know how to manage money. It is most necessary that at their young age, they already know how to handle and spend money wisely. Being their first teacher, we mom should take the time help our kids learn how to doing this thing called money management. I have here an infographic sent to me by a fellow Samareno from MoneyMax.ph, it’s about the 10 Money Principles Kids Should Learn

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